What Does Your Retirement Plan Look Like?
Are you confident that your savings will last...
An estimated 79% of Americans work for an employer that provides a retirement plan, yet new research from the U.S. Census Bureau suggests that only 41% of those employees contribute to their retirement plans. Add to that, retirees don’t budget for typical health care expenses, leisure activities or senior living costs when planning for retirement. The silver lining is that this can be remedied with a little financial education, even if retirement is around the corner for you or your loved one.Don't Be a Statistic
“People are just not saving enough. You need to save as much as you can for as long as you can. We live in a one-size-fits-nobody world and the average American is time-bankrupt as retirement costs are often much higher than people anticipate – and they’re waiting too long to save. It’s important to take time this spring to work with an advisor who’s a fiduciary – someone who is legally and ethically-obligated to always put you first. You need a tailor, that fiduciary advisor, to make your plan fit your life.”.
A Place for Mom Financial Expert Andy Smith, host of the call-in radio program, Investing Sense™
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Retirement planning is different for everyone. As a general rule, you should plan on saving about 80% of your pre-retirement salary once you retire, including income from Social Security, pensions and other savings.Click Here
Americans should save a least 10% of their income for retirement, but even that number is believed to be an underestimate with today’s financial demands later in life.Click Here
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